Honouring heritage, building legacy

I’m Joe Swamy, Principal Broker and founder of Poly Home Loans. Born in Fiji and raised across the Pacific, New Zealand, and Australia, I bring nearly two decades of experience in finance, business, and community leadership. Over the years, I’ve helped thousands of families navigate the homeownership journey with confidence — from first-home buyers to seasoned investors and hardworking parents trying to create stability for their children.

My mission is rooted in something deeper than loans or interest rates.I’m here to empower Pasifika and multicultural families to believe in their ability to build wealth, own property, and create a legacy that lasts.I understand the cultural pressures, the responsibilities, and the sacrifices our parents made for us — because I’ve lived it myself. That’s why I break things down simply, advocate relentlessly for my clients, and guide people with patience, clarity, and zero judgment.

Through Poly Home Loans and the Nesian Money Show, I’ve made it my life’s work to educate, uplift, and champion our community — showing families that homeownership is not just possible, but achievable and life-changing.

To me, owning a home isn’t just a financial move.It’s about identity, pride, legacy, and freedom — giving your children the stability you never had, and building a future your parents dreamed about.

If you’re ready to take the next step, I’m here to walk with you — with experience, integrity, and a genuine heart for helping our people rise.

Creative Heart. Strategic Mind. Storyteller of the Poly Vision.

Anshu is the creative force behind Poly Home Loans — leading all marketing, content, and brand storytelling that connects the business to its community. With over a decade of experience building customer-focused brands and managing creative campaigns, Anshu ensures Poly’s message stays warm, authentic, and empowering. Her work blends professional polish with cultural heart, ensuring every client touch point, from social media to video to print, reflects the values of family, faith, and future.

“Behind every home loan is a story — a family’s dream, a mother’s prayer, a father’s sacrifice. Our job is to honour that story.”

Connector. Educator. Trusted Mate.

Before stepping into finance, Rueben built a thriving career in the fitness industry —coaching everyday people and professional athletes to reach their full potential through focus, consistency and heart.

Together with his wife, Rueben operates Just Train — an elite boutique fitness studio based in Sydney’s Northern Beaches — offering specialist performance programs for young athletes, professionals, and high-performance clients. Visit Just Train →

Today, Rueben brings that same discipline and personal connection to his role at Poly HomeLoans. His background in coaching has shaped his approach to finance — patient, structured, and always focused on long-term results.

With Australian Māori, Cook Island, and European heritage, Rueben understands the uniquedreams and challenges that Pasifika families face when it comes to building wealth andhomeownership. Whether you’re buying your first home or refinancing, Rueben will guideyou through each step with clarity and care — helping you secure a home and a legacy foryour family.