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Kalati & Louisa, Western Sydney

  • From Rental Crisis to NDIS Business Owners
  • SMSF
  • Investment Properties
  • Business & Vehicle Loans

I’ve known Joe since way back — both of us from Auckland. I went to school with his sister. Our parents used to cross
paths at church in Ōtāhuhu. So when life threw us curveballs, I already knew who to call. Over years ago, we were renting in Guildford. The house caught re — and the landlord did nothing. No answers. No support. And no place to go. That was our turning point. We knew then — enough was enough. We had to stop renting and start building something ours. Something our kids could grow up in. Something we could put our name on. That’s when Joe and the Poly Home Loans team stepped in — like family. Even with a few credit issues, Joe never looked down on us. No judgement. No shame. He just rolled up his sleeves and got to work. He knew exactly how to position our situation, and got us into our residential home with just a % deposit. No fake promises. Just straight-up guidance from someone who knows our people and respects our values. Fast forward to now We run a medium-sized NDIS business, supporting our Pasifika families across Sydney. We’ve purchased multiple investment properties, Bought one through our Self-Managed Super Fund, And Joe’s helped us secure business loans, vehicle nance, and handled all the tricky backend situation with our accountant. To this day, if we don’t understand something — we just call Joe. He talks us through it, explains it like family, and gets it done without fuss. We’ve come across plenty of brokers over the years who promise the world. But Joe? He’s real. He gets it. He gets us. He’s got the heart of a servant — but the mind of a master strategist. If you’re serious about building for your family If you’re tired of just surviving Call Joe. Poly Home Loans isn’t just a nance company — it’s a family. And for us, they’ve been the backbone of our journey.